Keval 
Bitcoin soared past $108,000 for the first time on Tuesday, marking a historic milestone as speculation grows around President-elect Donald Trump’s potential plans to establish a U.S. Strategic Bitcoin Reserve. The cryptocurrency’s momentum also gained further validation last week as MicroStrategy (MSTR) secured inclusion in the Nasdaq 100 index and its associated QQQ ETF. Trump’s … Read more
If you missed the original Sunday deadline to enroll in health insurance for January 1 through the Affordable Care Act (ACA) marketplace, you’re in luck. The Centers for Medicare & Medicaid Services (CMS) has extended the deadline, giving you until midnight local time on Wednesday, December 18 to sign up. This extension offers more time … Read more
Dealing with credit card debt is stressful, especially when unpaid bills pile up and debt collectors start calling. Debt collectors can be persistent, and these interactions can feel overwhelming. However, it’s important to stay calm and careful because what you say during these conversations can impact you financially and legally. Debt collectors are trained to … Read more
In today’s real estate market, many homeowners feel stuck. With 30-year mortgage rates averaging around 7%, those who secured rates as low as 3% during the pandemic are hesitant to sell. The thought of losing their low mortgage rates has made the housing market unusually slow. However, major life decisions rarely align with the perfect … Read more
In recent years, as interest rates surged on various borrowing products, homeowners have increasingly turned to their home equity as an alternative source of financing. Home equity loans and home equity lines of credit (HELOCs) typically offer much lower interest rates compared to personal loans or credit cards. This trend has continued into 2024, with … Read more
Credit cards are a useful tool for managing purchases, earning rewards, and accessing benefits like travel discounts and protections. However, they also come with the potential for high interest rates, which can be difficult to manage if you’re not aware of how interest is calculated and compounded over time. While most people understand that carrying … Read more
As homeowners look to tap into their accumulated home equity, options like home equity lines of credit (HELOCs), reverse mortgages, home equity loans, and mortgage refinancing can provide viable solutions. With the average home equity currently around $320,000, many homeowners have substantial equity they can access. But with interest rates fluctuating, especially heading into 2025, … Read more
While California law does not require property owners to carry insurance, most do so to protect against risks like wildfires, or are obligated by mortgage lenders to maintain coverage. However, there’s also no law compelling insurance companies to offer coverage in the state, even though many are eager to do business in the country’s largest … Read more
With only weeks remaining before President-elect Donald Trump takes office, the Biden administration is pushing ahead with efforts to provide significant student loan forgiveness to millions of Americans. The U.S. Department of Education has submitted its revised “Plan B” for student loan cancellation to the Office of Management and Budget (OMB) for final review. According … Read more