Dealing with credit card debt is stressful, especially when unpaid bills pile up and debt collectors start calling. Debt collectors can be persistent, and these interactions can feel overwhelming. However, it’s important to stay calm and careful because what you say during these conversations can impact you financially and legally. Debt collectors are trained to … Read more
In today’s real estate market, many homeowners feel stuck. With 30-year mortgage rates averaging around 7%, those who secured rates as low as 3% during the pandemic are hesitant to sell. The thought of losing their low mortgage rates has made the housing market unusually slow. However, major life decisions rarely align with the perfect … Read more
Credit cards are a useful tool for managing purchases, earning rewards, and accessing benefits like travel discounts and protections. However, they also come with the potential for high interest rates, which can be difficult to manage if you’re not aware of how interest is calculated and compounded over time. While most people understand that carrying … Read more
As homeowners look to tap into their accumulated home equity, options like home equity lines of credit (HELOCs), reverse mortgages, home equity loans, and mortgage refinancing can provide viable solutions. With the average home equity currently around $320,000, many homeowners have substantial equity they can access. But with interest rates fluctuating, especially heading into 2025, … Read more